Chapter 1
Written by Rachel, founder of Koru Kids and mum of 3, our childcare guide covers everything you need to know to find the right childcare for your family.
Rachel CarrellJun 2024
Chapter 2
Read our complete childcare guide to help you find the right childcare to suit your family.
Rachel CarrellJun 2024
Chapter 3
Not sure where to start with nurseries, nannies or au pairs? Read our comprehensive childcare guide to help you find the right childcare for your little one.
Rachel CarrellJun 2024
Chapter 4
Read our comprehensive guide to the after school or wraparound childcare choices there are in the UK, so you can find the right childcare for your family.
Rachel CarrellJun 2024
Chapter 5
School holidays bring freedom and fun for children, but for working parents, it can be a logistical challenge. Eight weeks in one go when you only get 28 days…
Rachel CarrellJun 2024
Chapter 6
Why do families choose to use childcare agencies instead of going direct? Read our guide to find out, and make an informed decision about your childcare.
Rachel CarrellJun 2024
Chapter 7
If you’re new to the UK and struggling with UK childcare terminology, we get it. That’s why we’ve created this handy cheat-sheet.
Rachel CarrellJun 2024
Chapter 8
The cost of childcare in the UK can vary significantly depending on type of childcare, location, hours required, and age of your child.
Rachel CarrellJun 2024
Chapter 9
There is Government support to help you cover your childcare costs – for a full breakdown of what they are and how to access them read our guide today.
Rachel CarrellJun 2024
Chapter 10
Part of our comprehensive childcare guide, we break down everything to do with the EYFS, from the research its based on to how it’s kept up to date with modern life.
Rachel CarrellJun 2024
Chapter 11
The EYFS isn’t just for childcare providers; there’s plenty for parents to know too. Read our handy guide to what you need to know about the EYFS.
Rachel CarrellJun 2024
Chapter 12
In our childcare guide we’ve shared some of the best questions to ask nurseries or childminders to get the answers you need to make informed decisions about your childcare
Rachel CarrellJun 2024
Chapter 13
Including what to ask for and what questions to ask to get the answers you need to hear to move forward with a nanny.
Rachel CarrellJun 2024
Chapter 14
Read our guide to know what you should consider when choosing childcare that’s right for your family – it’s not about what’s right or wrong, just what’s right for you!
Rachel CarrellJun 2024
Chapter 9
Help with childcare funding
See all chapters

Government childcare funding is confusing. We will continue to campaign to make it simpler so more families claim it. 

In the meantime, here are all the childcare funding support options. 

Tax free childcare

What is tax free childcare?

If you get Tax-Free Childcare, you’ll set up an online childcare account for your child. For every £8 you pay into this account, the government will pay in £2 to use to pay your provider.

You can get up to £500 every 3 months (up to £2,000 a year) for each of your children to help with the costs of childcare. This goes up to £1,000 every 3 months if a child is disabled (up to £4,000 a year).

You can use this until your child is 11 for holiday camps or wraparound care if the provider is Ofsted registered.

If you’ve already registered, you can sign in to your childcare account.

You can get Tax-Free Childcare at the same time as 15 or 30 hours free childcare if you’re eligible for both.

Can I claim tax free childcare?

  • You (and your partner if you have one) have to expect to earn at least £1,976 each over the next 3 months
  • Neither you or your partner (if you have one) can earn over £100k per year
  • You can’t claim if you’re already claiming working tax credit, child tax credit, univrsal credit or childcare vouchers
  • You can only use tax free childcare to pay Ofsted registered providers

How do government free childcare hours work?

From September 2024 eligible children over 9 months old can claim 15 hours free childcare a week. 

From September 2025, eligible children aged 3+ can claim 30 hours a week.

All children aged 3+regardless of income can claim 15 free hours a week.

What free hours are you entitled to?

As the new government free hours scheme rolls out you can claim based on when your child was born and when the scheme becomes available. This table breaks it down so you can see exactly what you’ll get based on when your child was born.

Some small print to be aware of

  • The free hours are for 38 weeks a year so your nursery or childminder will likely spread the hours over 52 weeks a year so you don’t pay more during school holidays
  • The government gives your local authority money for the free hours and they pass this to providers. Different local authorities will give out different amounts. It isn’t enough to cover the providers costs so most will ask you to pay more to cover a “top-up”
  • You can’t claim the new free hours unless you and your partner (if you have one) earn on average, the equivalent of 16 hours a week national minimum or living wage and no more than £100,000 a year

Additional funding for two year olds

You can claim an additional 15 hours a week until September 2025 (when all two year olds will get 30 free hours a week) if you’re a working family on a low income.  need to earn less. How much you can earn depends on where you live, so check the detailed breakdown on the Government website.

EYPP

Early years pupil premium (EYPP) is a special entitlement that some 2-year-olds can get so your childcarer can buy them additional materials and take them on extra trips, classes etc. The money is paid directly to your childcare provider, and will be used by them to support your child’s development and quality of care. If you’re entitled to 2-year-old funding your child is probably entitled to EYPP as well.

Universal 15 free hours

All children in England are entitled to 15 hours of funded childcare per week from the first school term after their 3rd birthday. You can claim this even if your higher than the eligibility for the new 15 & 30 hours free childcare.

The same small print applies. The funded hours are only during term time, but some childcare providers will let you split them up across the year instead. so please talk to them about what they can offer.

Children aged 0–15 — Student childcare grant

If you are a full-time, higher education student, and your child is under 15 (or under 17 with special educational needs), you could be entitled to a student grant to help pay for childcare.

Children aged 0–17 — Additional support for children with disabilities

Children with special needs and disabilities are often entitled to additional financial support. This is quite complex and will differ depending on where you live and how old your child is, as well as what kind of support they need. You can read more about additional support for children with special needs or disabilities.

We hope the above has given you a better idea of what you might be entitled to.

If you’re considering a nanny whether part-time or full-time take a look at how we can help.